Ohio - Legacy of Love provides a fresh, user-friendly approach to funeral pre-planning. This new service is designed to increase peace of mind for grieving families through convenience, flexibility, and transparency in end-of-life preparations.
Legacy of Love made its unique option available for pre-planning your final arrangements in 2019. It is now available online, from the comfort of one's home.
Rick Braun, founder of Legacy of Love, created this unique process to address life's final expenses based on his years in the financial services industry. An entrepreneur and long-time licensed insurance professional, Braun identified issues with existing death care pre-planning and was determined to think outside the box to increase transparency in this uniquely personal endeavor.
"I feel there is a tremendous need for transparency and education on the matter of funeral pre-planning," said Braun, who worked to create Legacy of Love to offer just that.
After careful research and design, Legacy of Love provides an alternative process to traditional pre-need planning with benefits that include financial transparency, convenience, flexibility, and true client-centered control. It also may allow you to reduce your assets in connection with the qualification for Medicaid.
"We feel Legacy of Love is the most beneficial way to pre-plan a funeral because we enable the client to retain control," said Braun. "With our program, the client controls the investment, planning, and the portability of their plan."
In most traditional pre-need funeral planning, the money paid is invested into a specially designed life insurance policy for the funeral industry. Where permitted by law, the local death-care professional may choose to keep the excess funds remaining when policy benefits are paid. In this model, families may be unaware that any extra benefits not needed to cover the resulting funeral costs were never available to them.
Funeral pre-planning, including the industry-standard traditional model, helps make sure final arrangements are covered. Those arrangements, however, can and do increase, with price guarantees applying only to professional services and guaranteed funeral merchandise. Costs for items, from vaults to guest books, that are not price guaranteed are ever changing.
Working directly with a local funeral home to pre-arrange end-of-life services may lead a family into a thinking they are tied to a single funeral provider, limiting options to celebrate a life that may look entirely different than it did at the time of planning, such as when retirees move to be closer to family or when a pre-planner remarries. Legacy of Love's services specifically offer flexibility for these considerations that traditional pre-planning does not.
With Legacy of Love final arrangement preferences can be selected online, from the convenience of home. Legacy of Love's online planning is among the first of its kind, enabling clients to share and obtain input from friends and families no matter where they are located. It also enables clients to easily compare pricing from several funeral establishments.
"Nothing quite like our platform existed prior to Legacy of Love," noted Braun. "Our platform is more transparent and allows the clients to maintain control."
Through the helpful online planning and the ability to determine policy beneficiaries, Legacy of Love's pre-planning option allows more freedom to address personal wishes. Additionally, the resulting flexibility enables clients to take advantage of changing funeral technology or changes in the funeral services marketplace. With such flexibility and a personally selected beneficiary, arrangements can be made anywhere to address current needs.
To further support clients, Legacy of Love offers full concierge service at the time of death. The family contacts Legacy of Love rather than the funeral home, and Legacy of Love handles the details. Legacy of Love maintains a permanent record of a client's funeral wishes, from type of service and merchandise such as casket preference to details including ceremony music, clothing, scripture, pall bearers and more. Concierge staff can assist in finding a funeral home if the family wishes. Legacy of Love will review the estimated costs to ensure offerings adhere to the funeral home's General Price List and will then confirm there is no emotional overspending. Our staff will facilitate the payment of claims to the funeral home and ensure any excess funds are delivered to the named beneficiary.
"We manage all of the details so the family can grieve," said Braun of Legacy of Love's concierge service. "This concierge service has never been available to clients outside of the funeral industry " he added. Legacy of Love believes in the integrity and professionalism of funeral directors, emphasizing the training and expertise they provide. Through the Legacy of Love service, however, that professional expertise is better paired with true financial expertise for life's last major financial decision.
"When it comes to pre-planning funerals, Legacy of Love simply provides a more convenient and easier way of doing what has always been done with transparency, support, flexibility and options," said Braun.
To learn more or to begin end-of-life preplanning, visit Legacy of Love online at https://legacyfuneralplanning.com/ or call (866) 760-8033